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Banking

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Banking

16–30 of 38 articles

Key UPSC mains coverage areas in Banking.

Contextualizing Changes in the Lead Bank Scheme for 2023

Examining the recent RBI draft circular highlights inclusion, financial access, and credit deployment in rural banking

Mar 9, 2026 • 8 min

RBI's New Framework to Enhance Trust in Digital Payments

The RBI's initiative aims to protect users from cyber fraud as digital payment systems grow rapidly across India.

Mar 9, 2026 • 6 min

Preparing the Banking Sector for Viksit Bharat by 2047

Insights into the high-level committee's role in shaping India's banking future while ensuring stability and inclusion

Mar 9, 2026 • 6 min

Shifting Focus in Financial Inclusion: From Access to Active Use

Understanding the transition from mere access to the active participation of citizens in the financial system for better economic health.

Mar 6, 2026 • 6 min

RBI and Money Creation: Impact on Government Finances

Understanding the Reserve Bank of India's role in shaping fiscal policies and the economy through innovative money creation mechanisms.

Feb 24, 2026 • 5 min

Monetary Policy in a Low-Inflation Environment: RBI’s Growth–Inflation Balancing Act

With core inflation subdued and capacity utilisation stable, the MPC debates the scope for calibrated easing while maintaining price stability.

Feb 21, 2026 • 5 min

Enhancing the IBC: Proposed Changes for Greater Efficiency

The proposed reforms aim to improve transparency and clarity in the insolvency resolution process, reducing delays and facilitating better outcomes.

Feb 20, 2026 • 5 min

New CPI Series Dramatically Changes State-Level Inflation Rankings

The revised CPI for 2024 alters inflation standings, with Telangana leading in January 2026, showcasing significant shifts in ranking.

Feb 14, 2026 • 4 min

New Consumer Price Index Series and Retail Inflation Insights

The revamped CPI series enhances fiscal policies, reflecting updated consumption patterns and wider item coverage for better economic analysis.

Feb 13, 2026 • 4 min

New CPI Series and Its Impact on RBI Repo Rate Decisions

Economists predict a significant pause on RBI's repo rate as inflation expectations rise in light of the new consumer price index.

Feb 13, 2026 • 4 min

India's Updated CPI Series: A Step Towards Accurate Inflation Measurement

The new Consumer Price Index reflects changing consumer patterns, enhancing accuracy in gauging India's retail inflation across different demographics.

Feb 13, 2026 • 4 min

The Evolution of Retail Inflation in India

Delving into the transformation of India's retail inflation indices and their significance in public policy and economic stability

Feb 12, 2026 • 3 min

Understanding the Consumer Price Index and Its Impact on Inflation

Learn how the Consumer Price Index (CPI) influences retail inflation and reflects consumer spending trends in India.

Feb 12, 2026 • 4 min

Understanding the CPI Base Revision and Its Impact

The revision of the CPI base from 2012 to 2024 reflects changing household economics and price dynamics for better policy formulations.

Feb 12, 2026 • 6 min

India's Inflation Rate Rises to 2.4% in January 2024

January marks the first month of a new data series, showing inflation returning to the RBI's target band after a lengthy period.

Feb 11, 2026 • 5 min