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Banking

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Banking

1–15 of 38 articles

Key UPSC mains coverage areas in Banking.

RBI Holds Rates as Inflation Risks Rise and Growth Momentum Moderates

Amid global supply disruptions, elevated crude prices, and monsoon uncertainties, the MPC retains the repo rate at 5.25% while lowering FY27 growth projections and raising inflation forecasts.

Jun 6, 2026 • 3 min

The Rupee, Capital Flows, and the Critical Role of Remittances

Beyond FDI and FPI: Why Remittances Remain the Unsung Pillar of India's External Stability

Jun 2, 2026 • 4 min

The Ongoing Challenge of Fake Currency Post-Demonetisation

Despite demonetisation efforts, Gujarat sees high counterfeit currency seizures, highlighting ongoing issues.

May 11, 2026 • 4 min

The Economic Cost of Tackling Inflation in India, U.S., and U.K.

Analyzing how the U.S. succeeded with minimal impact while the U.K. faced recession and India navigates a currency crisis.

Apr 22, 2026 • 5 min

Inflation Dynamics and Stagflationary Risks in India

India's retail inflation shows signs of pressure; moving from fossil fuels is essential for stability against imported inflation.

Apr 20, 2026 • 5 min

The Rising Threat of Predatory Loan Apps in India

Examining the dangers of unregulated loan apps and the urgent need for legislative reforms to protect vulnerable borrowers.

Apr 16, 2026 • 3 min

Timely Inaction: Analyzing RBI's Repo Rate Decision

The RBI's cautious approach to holding repo rates amid rising inflation and economic uncertainty sparks critical discussions on growth strategies.

Apr 10, 2026 • 4 min

Collateral-Free Lending: Risks for Banks and Benefits for MSMEs

Understanding the implications of collateral-free lending and why mandating it might not be the solution for credit supply issues.

Mar 26, 2026 • 5 min

India’s Credit Paradox: Liquidity Without Lending Depth

Examining India's credit market, regulatory influences, and implications for economic stability

Mar 24, 2026 • 3 min

Reforming Promotions in Public Sector Banks: A Leadership Challenge

Transforming the promotion process to build trust and develop genuine leadership in public sector banking is more critical than ever.

Mar 23, 2026 • 3 min

Insolvency or Recovery? The Quiet Transformation of India’s IBC

Understanding the shift in perspective on the IBC's role in corporate recovery and financial distress resolution in India.

Mar 18, 2026 • 3 min

Cabinet Approves Key Amendments to Insolvency and Companies Laws

The Union Cabinet's recent decision to amend the Insolvency and Bankruptcy Code reflects a strategic approach to enhancing business regulations.

Mar 11, 2026 • 5 min

ICRA Projects Healthy Growth for India's Banking Sector

India's banking sector anticipates strong growth, with credit expanding in the low-to-mid-teens even amidst global unrest.

Mar 11, 2026 • 5 min

Understanding Bank Fraud: Risk Control and Cultural Pitfalls

Examining how internal culture and incentives drive frauds, despite advanced risk control measures in the banking sector.

Mar 11, 2026 • 6 min

RBI Unveils ₹50,000 Crore G-Secs Purchase to Boost Liquidity

Amid escalating geopolitical tensions, the RBI's strategic G-Secs purchase aims to enhance liquidity amidst rising crude oil prices.

Mar 10, 2026 • 5 min